You choose how to pay, based on your coverage
Your visit at MoGo will never cost more than $250, but there’s a good chance it will cost less.
If you have insurance with a copay
MoGo Urgent Care accepts most major health insurance plans. It's always a good idea to check with your insurance company about your coverage, but on average, most insurance copayments range between $20 and $50. If you have a plan like this, you need only pay us the copay.
If you have a high-deductible insurance plan
These types of insurance plans require you to pay your complete deductible (annual deductibles may be anywhere from $1,000 to $5000+) before coverage kicks in. If you’ve met your deductible, you won’t be charged anything at your visit. If you have not met your deductible, you will pay $250 for the visit, and this will be applied to your deductible.
If you have a co-insurance plan
These plans typically require you to pay a deductible, too, but you must also pay a portion of the cost. For example, if your co-insurance — the percentage of the cost of a covered healthcare service that you pay — is 20%, and you have paid your deductible, you will pay $50 (20% of $250). If you have not met your deductible, you will pay $250 and that will be applied to your deductible.
Some plans limit the amount they will pay for an urgent care office visit. It’s important to check with your insurance company.
If you choose not to use insurance
No problem. You will simply pay a flat fee of $250, which covers everything we listed above.