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Pricing and insurance

clinical concierge and patientKeeping it simple

We want your experience at MoGo Urgent Care to be as simple as possible, including the cost. You should know — before your visit — exactly what the visit will cost you. And your visit will include everything you might need to feel better:

  • An exam with a medical provider
  • Visit-related services, provided right at MoGo (no need for extra trips):
    • X-ray
    • Lab work, including tests for flu, strep throat, urinary tract infections, pregnancy, and more
    • Medications to address most conditions
  • Durable medical equipment (such as crutches or a finger splint)
  • Simple follow-up visits related to your original visit (such as removing stitches or checking a wound)

Insurance accepted at MoGo

As a new urgent care center, our goal is to accept most insurance plans available locally. We are still in the process of setting up contracts with health insurance companies and government insurance providers. Please check the list below to determine your individual coverage. If you don’t see your insurance listed, please check back, or talk to your insurance company or employer, as we are continually adding more.

The following insurance providers offer coverage at MoGo. You will only need to pay your co-pay amount, if your plan requires one.

  • Aetna
  • Anthem Blue Cross
  • Aspire (Community Hospital, Montage Medical Group, and MoGo Urgent Care employees)
  • Aspire (Aspire Health Plan and Community Health Innovations employees)
  • Aspire Medicare Advantage
  • Cigna Healthcare of California
  • Blue Shield of California
  • Medicare
  • Tricare
  • United Healthcare of California 

Medi-Cal will enroll MoGo as a provider only after we are open and seeing other patients; We are doing all we can to expedite our enrollment, but Medi-Cal’s process typically takes several weeks. Before that, those of you with this insurance will need to pay our flat fee of $250 (which covers everything in your visit).

Medi-Cal coverage provided by Central California Alliance for Health (CCAH) is not available at this time. CCAH has indicated that they may be willing to explore enrolling MoGo as a provider in 2020, and we remain very interested in doing so.

If your insurance is not on this list, or if you choose not to use insurance
You will pay the all-inclusive flat fee of $250, which covers everything we listed above.

Information on financial assistance or signing up for a government health insurance.

You choose how to pay, based on your coverage

Your visit at MoGo will never cost more than $250, but there’s a good chance it will cost less.

If you have insurance with a copay
MoGo Urgent Care accepts most major health insurance plans. It's always a good idea to check with your insurance company about your coverage, but on average, most insurance copayments range between $20 and $50. If you have a plan like this, you need only pay us the copay.

If you have a high-deductible insurance plan
These types of insurance plans require you to pay your complete deductible (annual deductibles may be anywhere from $1,000 to $5000+) before coverage kicks in. If you’ve met your deductible, you won’t be charged anything at your visit. If you have not met your deductible, you will pay $250 for the visit, and this will be applied to your deductible.

If you have a co-insurance plan
These plans typically require you to pay a deductible, too, but you must also pay a portion of the cost. For example, if your co-insurance — the percentage of the cost of a covered healthcare service that you pay — is 20%, and you have paid your deductible, you will pay $50 (20% of $250). If you have not met your deductible, you will pay $250 and that will be applied to your deductible.

Some plans limit the amount they will pay for an urgent care office visit. It’s important to check with your insurance company.

If you choose not to use insurance
No problem. You will simply pay a flat fee of $250, which covers everything we listed above.

Sports and school physicals

We are happy to offer sport and school physicals. You may choose to pay for this using insurance or pay a flat fee of $50-80, depending on the type of physical and age of the patient.


Great customer service. Nice that I could take care of the billing portion when I was in the room with the radiology tech. The nurse practitioner who was on duty was super nice and informative.